Welcome to Paylias
Payments, made for the modern world.
Paylias connects your favorite fintech apps, making payments seamless, instant, and affordable. No card numbers, no banks. Just simple payments using a payment alias.
Payments should be as simple as knowing a name.
Just like you have an email address, you can now have a payment alias on your favorite fintech app
Not only are these aliases easy to remember, but they work across platforms.
No more waiting, no more workarounds.
Before, sending money between apps meant withdrawing to a bank, waiting days, and dealing with account numbers.
Paylias connects fintechs directly, so you can pay your friend on Venmo from Chime, or send money from Cash App to PayPal, effortlessly.
Oh, and did we mention you can shop with Paylias?
Just enter your payment alias at checkout—no need to fumble with card numbers or account details.
A quick confirmation on your fintech app, and your order is placed. No passwords, no redirects, no waiting.
Ever wondered why payments are expensive?
Every time you pay with a card, a long list of players take their cut—banks, processors, networks, gateways... it adds up.
And guess who pays for it? Businesses. Higher fees mean higher prices for you.
We’ve been on the other side. We know how expensive it is. That’s why we built Paylias —a cheaper, fairer, and more modern way to pay.
With Paylias, there are no extra mouths to feed.
Just seamless, direct payments at a fraction of the cost.
Every day, Paylias does the math and calculates who owes what, and to whom.
We bundle up all the payments and calculate the net position for each participant.
No more one-by-one settlements. Just the total amount you owe or are owed.
This folder gets submitted to a smart contract on the chain.
If you're an issuer in a debit position, you upload your proof and deposit what you owe.
If you're an acquirer in a credit position, you upload your proof and withdraw what you're owed.